I know what you’re thinking — how can we fight when we can’t even take a shower? When we don’t have energy to get out of bed?

Baby Steps either gets quietly delayed, eliciting dejected but understanding sighs from me and a dozen other weirdos waiting ...

Indeed, the baby steps act as a fantastic approach in many regards to becoming independent of credit card and other debt. But there's more to know about Dave Ramsey's approach and some of his wisdom ...

DESPITE reducing key policy rates by another 25 basis points on Wednesday, the Monetary Board intends to take “baby steps” when adjusting policy rates next year, according to the Bangko ...

Or change clothes. Or function on a basic level. We can do battle in baby steps. My therapist said if I can’t take a shower, just get in and let the water rain down on me, then get out.

Steps were taken in the right direction. Small steps are still steps.