Indeed, the baby steps act as a fantastic approach in many regards to becoming independent of credit card and other debt. But there's ... Once you've established an intermediate emergency savings fund ...

I know what you’re thinking ... We can do battle in baby steps. My therapist said if I can’t take a shower, just get in and ...

Baby Steps either gets quietly delayed, eliciting dejected but understanding sighs from me and a dozen other weirdos waiting ...

I know what you ... in baby steps. My therapist said if I can’t take a shower, just get in and let the water rain down on me, then get out. If my depression is really bad, there’s always ...