Costco is offering a $45 gift card with the purchase of an all-new Gold Star or Executive Gold Star annual membership through its website. The gift card can be used for all purchases online or in stores. With the new membership, customers will have access to Costco’s holiday sales, including Black Friday and Cyber Monday deals.

Black Friday isn't here yet, but many stores have already started their biggest sales of the year before the holiday shopping officially kicks off at the end of November. Major retailers like Walmart and Target are offering discounts on toys,