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Rachel Murphy is a freelance writer passionate about helping people make their money ... For example, the free version gives each account 20 envelopes for organizing your finances, while the ...

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To help you get started, CNBC Select reviewed and compared a variety of free budgeting ... You can divvy up your cash into different spending categories with each having its own envelope.

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Read Less Budgeting apps, many of which are cost-free for the basic version, track outgoing spend and make it ... a digital ‘envelope budgeting’ system which splits your income into envelopes ...

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